small.advice Practical and actionable videos and articles based in the Silver Lining silv=r™ methodology that help small business owners set and hit their growth goals. small.advice also brings in advice from leaders from across the globe that will help small businesses grow. Permission Granted: Self-Trust Is the Foundation of Confidence Five years ago, I began the journey of giving myself permission to “be”. For many years, I had been living a life around what others needed. From fixing problems, to being there for loved ones, to putting myself to the “later” pile. Read more May 4, 2026May 4, 2026 You’re Not Undercharging, You’re Mispositioned The same product can earn radically different prices depending on where it sits. To earn more, stop competing on cost—focus on placing your offer in a market where its value is already recognized. Read more April 27, 2026April 27, 2026 Your Business is Worth More Than You Think—If You Know Your Numbers A wave of small business ownership transfers is coming. Here’s how to make sure yours doesn’t get left behind. Based on a session delivered by Brit Karel, co-founder of SMB.co Read more April 20, 2026April 20, 2026 The Small Business Advantage: Turning Failure into Growth As a health and lifestyle coach and business owner myself, I see it all the time. Clients set goals, make plans, and strive for perfection. Read more April 13, 2026April 17, 2026 Why Many Small Business Owners Wait Too Long to Prepare for the Future Many small business owners become the center of everything in their companies. Read more March 30, 2026March 31, 2026 Build a Referral Program That Works: Step-by-Step Guide for Small Business Owners For small business owners, referrals are a powerful way to grow. Read more March 23, 2026March 20, 2026 How Small Businesses Can Become Financeable Many small businesses struggle to access financing, not because they lack demand or potential, but because banks and investors see them as too risky. Read more March 16, 2026March 15, 2026 How Catalytic Capital Can Help Small Businesses Grow Access to capital is a major hurdle for small businesses in emerging markets. Traditional banks often hesitate to lend due to limited financial history, weak documentation, or a lack of collateral. Read more March 9, 2026March 8, 2026 How Banks and FinTechs Are Making SME Financing Faster and More Flexible Accessing financing is one of the biggest challenges for small business owners. Traditional banks often require heavy collateral or large minimum loan sizes, leaving many micro and small enterprises underfunded Read more March 2, 2026February 28, 2026 Digital Lending Is Opening Doors for Small Businesses Small businesses often struggle to secure the funding they need, especially when traditional banks are slow or require heavy collateral. A recent CEO roundtable on SME finance revealed that digital lenders are changing the game. Read more February 23, 2026February 20, 2026 How the World Affects You, Your Small Business, and Your Ideal Client All right, so now we’ve got context. We’ve built the kind of framework for what’s happening in the world around us. Read more February 16, 2026February 13, 2026 Building the Action Plan: Why Action Matters For Small Businesses This is the stage where things start to get fun; this is where the action plan is built. Read more February 9, 2026February 8, 2026 Writing the silv=r™ Statement: 1 Clear ‘What,’ ‘Who,’ and Scale This is where small business owners actually write their silv=r™ statement. There’s a very simple formula, and every single one of the thousands of businesses that have built a silv=r™ uses this exact same formula. Read more February 2, 2026January 31, 2026 Setting Your Financial Goal: Let’s Talk About Money For some really fascinating reason, this is the part where anyone who gets stuck building their silv=r™ tends to get stuck. We’ve talked about getting stuck before, and it seems to happen right here. Read more January 26, 2026January 23, 2026 Planning With Context: Involving The World Around You Small business owners often think about how they are going to connect with their ideal client without thinking about the context of the world around. Read more January 19, 2026January 19, 2026 Small Businesses’ Opportunity to Show Up in ChatGPT & Other AI Answers More and more customers are asking ChatGPT, checking Gemini, or reading the AI-generated summary at the top of Google, and making a decision before they ever click a website. Read more January 12, 2026January 6, 2026 Setting an Impact Goal: Aligning Personal Growth, Business Growth, and Justice silv=r™ teaches small business owners to see their business as a tool for justice, an opportunity to bring personal development, business development, and impact on the world into one aligned strategy. Read more December 15, 2025December 15, 2025 Turning Purpose into Impact: Your 1 Year Goal Your business is not just about making money. It is about aligning your financial growth to the kind of change you want to see in the world. Read more December 8, 2025December 11, 2025 It’s Not Your Logo, It’s Your Legacy: Why Every Small Business Needs a Brand Small business owners obsess over the wrong things. But here’s the truth most people miss: Your brand isn’t your logo. Read more December 1, 2025December 2, 2025 Understanding Your Profit Margin as a Small Business Owner We have identified all revenue streams, set average selling prices, and calculated expenses. The next step is understanding your profit margin. This is the evaluation step about how efficient your business is. Read more November 23, 2025 Align With Your True Value: How To Set an Average Selling Price Understanding your revenue stream is important for your growth and profit, especially for small business owners. Read more November 17, 2025November 16, 2025 How To Understand Your Breakeven Number Seeing your breakeven number as a small business owner for the first time can be frightening. This number is a combination of the minimum sales your business must generate to cover fixed business expenses and your personal expenses. Read more November 10, 2025November 9, 2025 Calculating Your Fixed Business Expenses as a Small Business For many business owners, sitting down and calculating the cost of their business is a daunting activity. The thought of adjusting numbers is very tempting, but it would delay your process. Read more November 3, 2025October 31, 2025 You Are Not Your Business, And Your Business Is Not You One thing to remember as a small business owner is that your business is real, but you are not your business. You are a human who started a business. Read more October 27, 2025October 24, 2025 Alignment With silv=r™: Vision And Personal Silver Lining began in 2005 with the mission to help small business owners make money doing what they love. This is a mission that is still extremely relevant today. Read more October 20, 2025October 23, 2025 Time Is Your Most Valuable Business Asset: A Strategic Approach to Resource Management Small business owners often believe that capital is their most critical resource, but this assumption misses a fundamental truth. Read more October 13, 2025October 8, 2025 Why Many Small Businesses Fail: Cash Flow Capacity Catch 22 Time and money are limited resources for many small businesses, the main resources that many owners wish they had more of. Read more October 6, 2025October 8, 2025 The silv=r™ Statement: A Must-Have Tool For Small Business Owners Small business owners know all too well how easy it is to get swallowed up by the endless “hustle,” networking events, new “opportunities,” and the need to continuously chase new ideas that promise big returns but often deliver little. Read more September 29, 2025October 8, 2025 How to Grow Your Small Business By Finding the Ideal Client As a small business owner, you’ve probably been asked who your ideal client is. It’s easy to fall into the trap of broad answers, like “Any woman between 18 and 65.” While this seems inclusive, it’s far too general. Read more September 22, 2025October 8, 2025 The Strategic Value of Selective Focus: The Importance of Saying No Small business owners are constantly told to keep their doors open to every opportunity—say yes to the meeting, say yes to the partnership, yes to the new idea. On paper, that sounds like momentum. In practice, it’s often the fastest way to stall growth. Read more September 15, 2025October 8, 2025
Permission Granted: Self-Trust Is the Foundation of Confidence Five years ago, I began the journey of giving myself permission to “be”. For many years, I had been living a life around what others needed. From fixing problems, to being there for loved ones, to putting myself to the “later” pile. Read more May 4, 2026May 4, 2026
You’re Not Undercharging, You’re Mispositioned The same product can earn radically different prices depending on where it sits. To earn more, stop competing on cost—focus on placing your offer in a market where its value is already recognized. Read more April 27, 2026April 27, 2026
Your Business is Worth More Than You Think—If You Know Your Numbers A wave of small business ownership transfers is coming. Here’s how to make sure yours doesn’t get left behind. Based on a session delivered by Brit Karel, co-founder of SMB.co Read more April 20, 2026April 20, 2026
The Small Business Advantage: Turning Failure into Growth As a health and lifestyle coach and business owner myself, I see it all the time. Clients set goals, make plans, and strive for perfection. Read more April 13, 2026April 17, 2026
Why Many Small Business Owners Wait Too Long to Prepare for the Future Many small business owners become the center of everything in their companies. Read more March 30, 2026March 31, 2026
Build a Referral Program That Works: Step-by-Step Guide for Small Business Owners For small business owners, referrals are a powerful way to grow. Read more March 23, 2026March 20, 2026
How Small Businesses Can Become Financeable Many small businesses struggle to access financing, not because they lack demand or potential, but because banks and investors see them as too risky. Read more March 16, 2026March 15, 2026
How Catalytic Capital Can Help Small Businesses Grow Access to capital is a major hurdle for small businesses in emerging markets. Traditional banks often hesitate to lend due to limited financial history, weak documentation, or a lack of collateral. Read more March 9, 2026March 8, 2026
How Banks and FinTechs Are Making SME Financing Faster and More Flexible Accessing financing is one of the biggest challenges for small business owners. Traditional banks often require heavy collateral or large minimum loan sizes, leaving many micro and small enterprises underfunded Read more March 2, 2026February 28, 2026
Digital Lending Is Opening Doors for Small Businesses Small businesses often struggle to secure the funding they need, especially when traditional banks are slow or require heavy collateral. A recent CEO roundtable on SME finance revealed that digital lenders are changing the game. Read more February 23, 2026February 20, 2026
How the World Affects You, Your Small Business, and Your Ideal Client All right, so now we’ve got context. We’ve built the kind of framework for what’s happening in the world around us. Read more February 16, 2026February 13, 2026
Building the Action Plan: Why Action Matters For Small Businesses This is the stage where things start to get fun; this is where the action plan is built. Read more February 9, 2026February 8, 2026
Writing the silv=r™ Statement: 1 Clear ‘What,’ ‘Who,’ and Scale This is where small business owners actually write their silv=r™ statement. There’s a very simple formula, and every single one of the thousands of businesses that have built a silv=r™ uses this exact same formula. Read more February 2, 2026January 31, 2026
Setting Your Financial Goal: Let’s Talk About Money For some really fascinating reason, this is the part where anyone who gets stuck building their silv=r™ tends to get stuck. We’ve talked about getting stuck before, and it seems to happen right here. Read more January 26, 2026January 23, 2026
Planning With Context: Involving The World Around You Small business owners often think about how they are going to connect with their ideal client without thinking about the context of the world around. Read more January 19, 2026January 19, 2026
Small Businesses’ Opportunity to Show Up in ChatGPT & Other AI Answers More and more customers are asking ChatGPT, checking Gemini, or reading the AI-generated summary at the top of Google, and making a decision before they ever click a website. Read more January 12, 2026January 6, 2026
Setting an Impact Goal: Aligning Personal Growth, Business Growth, and Justice silv=r™ teaches small business owners to see their business as a tool for justice, an opportunity to bring personal development, business development, and impact on the world into one aligned strategy. Read more December 15, 2025December 15, 2025
Turning Purpose into Impact: Your 1 Year Goal Your business is not just about making money. It is about aligning your financial growth to the kind of change you want to see in the world. Read more December 8, 2025December 11, 2025
It’s Not Your Logo, It’s Your Legacy: Why Every Small Business Needs a Brand Small business owners obsess over the wrong things. But here’s the truth most people miss: Your brand isn’t your logo. Read more December 1, 2025December 2, 2025
Understanding Your Profit Margin as a Small Business Owner We have identified all revenue streams, set average selling prices, and calculated expenses. The next step is understanding your profit margin. This is the evaluation step about how efficient your business is. Read more November 23, 2025
Align With Your True Value: How To Set an Average Selling Price Understanding your revenue stream is important for your growth and profit, especially for small business owners. Read more November 17, 2025November 16, 2025
How To Understand Your Breakeven Number Seeing your breakeven number as a small business owner for the first time can be frightening. This number is a combination of the minimum sales your business must generate to cover fixed business expenses and your personal expenses. Read more November 10, 2025November 9, 2025
Calculating Your Fixed Business Expenses as a Small Business For many business owners, sitting down and calculating the cost of their business is a daunting activity. The thought of adjusting numbers is very tempting, but it would delay your process. Read more November 3, 2025October 31, 2025
You Are Not Your Business, And Your Business Is Not You One thing to remember as a small business owner is that your business is real, but you are not your business. You are a human who started a business. Read more October 27, 2025October 24, 2025
Alignment With silv=r™: Vision And Personal Silver Lining began in 2005 with the mission to help small business owners make money doing what they love. This is a mission that is still extremely relevant today. Read more October 20, 2025October 23, 2025
Time Is Your Most Valuable Business Asset: A Strategic Approach to Resource Management Small business owners often believe that capital is their most critical resource, but this assumption misses a fundamental truth. Read more October 13, 2025October 8, 2025
Why Many Small Businesses Fail: Cash Flow Capacity Catch 22 Time and money are limited resources for many small businesses, the main resources that many owners wish they had more of. Read more October 6, 2025October 8, 2025
The silv=r™ Statement: A Must-Have Tool For Small Business Owners Small business owners know all too well how easy it is to get swallowed up by the endless “hustle,” networking events, new “opportunities,” and the need to continuously chase new ideas that promise big returns but often deliver little. Read more September 29, 2025October 8, 2025
How to Grow Your Small Business By Finding the Ideal Client As a small business owner, you’ve probably been asked who your ideal client is. It’s easy to fall into the trap of broad answers, like “Any woman between 18 and 65.” While this seems inclusive, it’s far too general. Read more September 22, 2025October 8, 2025
The Strategic Value of Selective Focus: The Importance of Saying No Small business owners are constantly told to keep their doors open to every opportunity—say yes to the meeting, say yes to the partnership, yes to the new idea. On paper, that sounds like momentum. In practice, it’s often the fastest way to stall growth. Read more September 15, 2025October 8, 2025